What to Look for (and What to Ignore) When Buying a Home
Are you considering starting the process of buying a home in Santa Cruz County or Monterey County? 🏡
Whether you’re searching in Santa Cruz, Capitola, Aptos, Scotts Valley, Monterey, or Carmel, knowing what truly matters during a home search can save you time, money, and stress.
Buying a home is a big decision, and having the right guidance makes all the difference. If we work together (and we hope we do!), you’ll have experienced local professionals by your side every step of the way — from touring neighborhoods to closing day.
đź“Ť Location & Neighborhood
Location is one of the most important factors when buying a home. Before falling in love with a property, take time to walk the neighborhood. Pay attention to how it feels, the level of activity, parking availability, and how close you are to places you’ll visit often.
đź’° Budget & True Cost of Ownership
Your purchase price is only part of the picture. Be mindful of:
Closing costs
Property taxes
Insurance
Potential renovation or repair costs
A great tip? Ask your real estate agent to request a net sheet from the title company. This gives you a clearer estimate of your total cash needed to close.
đź“ť Non-Negotiable Requirements
Before touring homes, identify your must-haves. Think about what you absolutely need in your next home — whether it’s a certain number of bedrooms, outdoor space, or a dedicated home office. Keeping these priorities in mind helps you make confident decisions.
🔧 Condition of Major Systems
Cosmetic updates are usually manageable, but major systems deserve closer attention. Be sure to check the condition of the HVAC system and the roof. In California, replacing a roof can cost anywhere from $12,000 to $40,000, with most homeowners paying around $15,000 for a 2,000 sq ft home.
Things You Can Overlook When Buying a Home
❌ The seller’s personal style or interior décor
❌ Temporary clutter or disorganization
❌ Subpar landscaping or an unkempt yard
❌ Rooms being used for unconventional purposes
These items are often easy and affordable to change once the home is yours.